Git & GitHub●Web Application Basics●APIs●Databases●Server Basics●Programming Fundamentals●Python Basics●JavaScript Basics●HTML & CSS●The Command Line●How the Internet Works●Computer Science Basics●Linux Basics●Data Structures, Gently●Debugging & Problem Solving●Markdown & Technical Writing●Cloud & Deployment Basics●FastAPI●PostgreSQL●Redis●Celery●MongoDB●System Design●Low Level Design●Microservices●React●Vue.js●Micro Front-ends●Django●Web Servers (NGINX & Apache)●AI for Developers●ChatGPT & Claude for Coding●Prompt Engineering Basics●Build with the Claude API●Claude Code●Finance for Everyone●Freelancing●Digital Marketing●SEO●GEO — Generative Engine Optimisation●Social Media Marketing●Performance Marketing●PPC Ads●Google Ads●Google AdSense●Meta Ads●Ad Library Research●Biology: Advanced●Biology: Beginner●Biology: Intermediate●Canva Designing: Beginner●Chemistry: Advanced●Chemistry: Beginner●Chemistry: Intermediate●Communication Skills: Advanced●Communication Skills: Beginner●Communication Skills: Intermediate●Digital Entrepreneurship: Advanced●Digital Entrepreneurship: Beginner●Digital Entrepreneurship: Intermediate●History: Advanced●History: Beginner●History: Intermediate●Leadership Skills: Advanced●Leadership Skills: Beginner●Leadership Skills: Intermediate●Mathematics: Advanced●Mathematics: Beginner●Mathematics: Intermediate●Personal Branding: Advanced●Personal Branding: Beginner●Personal Branding: Intermediate●Physical Education: Beginner●Physical Education: Intermediate●Physics: Advanced●Physics: Beginner●Physics: Intermediate●Presentation Skills: Beginner●Presentation Skills: Intermediate●Project Management: Advanced●Project Management: Beginner●Project Management: Intermediate●Public Speaking: Advanced●Public Speaking: Beginner●Public Speaking: Intermediate●Sales and Negotiation: Advanced●Sales and Negotiation: Beginner●Sales and Negotiation: Intermediate●

Beginner · 7h 24m · 32 lessons

Finance for Everyone

Money, explained once, properly — so you stop guessing and start deciding.

Start course

What you'll learn

  • ✦Read your own cashflow honestly and know your real monthly gap
  • ✦Build a budget that survives a bad month, and automate it away
  • ✦Calculate exactly what interest costs you — on a loan and on a card
  • ✦Grow your money by making compounding work for you, not against you
  • ✦Choose between debt payoff strategies using numbers, not feelings
  • ✦Explain what insurance and tax actually do, and stop overpaying for both
  • ✦Turn a vague goal into a dated number with a monthly plan behind it

Part of these career paths

Certification projects

Build 6 projects to earn your certificate

Hands-on work that proves you can apply what you learned — part of the certificate requirements.

View projects →

Syllabus

Module 1 · 56m
Money, honestly Free
What you'll be able to do
  • Can explain what money actually does for you, and why leaving it idle quietly loses value
  • Can calculate their own income-expenses gap, and name the one lever that widens it fastest
  • Can audit 90 days of real spending and find where the money actually went
  • Can calculate their own net worth, and track which direction it is moving
Module 2 · 56m
Budgeting that survives real life Locked
What you'll be able to do
  • Can name the real reason budgets fail, and fix that cause instead of blaming discipline
  • Can apply the 50/30/20 split to take-home pay, and know when to depart from it
  • Can build a four-account system that moves money automatically on payday
  • Can build a full budget for a real salary that balances, with a positive savings rate
Module 3 · 59m
Debt and what it really costs Locked
What you'll be able to do
  • Can decide whether a debt is 'good' or 'bad' using its rate, not its label
  • Can calculate what a credit card's minimum payment really costs over time
  • Can calculate how loan tenure trades a smaller EMI for a much larger total interest cost
  • Can choose between snowball and avalanche payoff strategies for a real set of debts
Module 4 · 52m
Saving and the emergency fund Locked
What you'll be able to do
  • Can explain why an emergency fund comes before higher-return investing
  • Can calculate how many months of essentials they need, based on how replaceable their income is
  • Can choose where to keep an emergency fund, prioritising instant access over extra return
  • Can calculate their current runway, and build a plan to extend it
Module 5 · 54m
Compounding and inflation Locked
What you'll be able to do
  • Can calculate how a monthly SIP grows over decades, and explain why time is the strongest lever
  • Can calculate the real, after-tax, after-inflation return of a 'safe' account
  • Can explain why a fund's average return looks nothing like most individual years
  • Can compare the levers (amount, time, step-up, return) that grow a small SIP, and rank them by impact
Module 6 · 57m
Investing basics Locked
What you'll be able to do
  • Can spot a too-good-to-be-true return claim, and explain why risk and return move together
  • Can choose the right asset class (equity, debt, gold, property) for a goal's time horizon
  • Can calculate how a fund's expense ratio changes its result over decades
  • Can build a diversified portfolio for a real goal, and explain how it would behave in a bad year
Module 7 · 59m
Insurance, tax and protection Locked
What you'll be able to do
  • Can explain why mixing insurance and investment in one policy is worse at both
  • Can calculate how much term and health cover a household actually needs
  • Can calculate marginal vs effective tax rate, and explain why a raise never cuts take-home pay
  • Can build a protection and tax plan for a real salary, protection first
Module 8 · 51m
Goals, retirement and the plan Locked
What you'll be able to do
  • Can turn a vague goal into a dated, inflation-adjusted target number
  • Can calculate their own retirement number, counting EPF, NPS and gratuity
  • Can sequence multiple goals in the right order when money is limited
  • Can assemble a one-page 20-year plan using their own numbers